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It may surprise you that only 14% of disability insurance claims
are caused by injuries, most are caused by illness.
Thus the ratio of claims because of illness
is six times more likely to come from illness.
(1)
The following gives actual recent claims from a large disability
insurance company. (2)
Recently Paid Claims
|
Occupation
|
Claim onset age
|
Claim onset date
|
Policy issue
date
|
Disability/Diagnosis
|
|
|
|
|
|
|
|
|
|
|
|
Disorders involving the immune mechanism
|
|
|
|
|
|
|
|
|
|
|
|
Acute myocardial infarction
|
|
Dental Hygienist
|
|
|
|
|
|
Dentist
|
|
|
|
|
|
Engineer
|
|
|
|
Lumbar intervertebral disk without myelopathy
|
|
Executive
|
|
|
|
|
|
Executive
|
|
|
|
Senile and presenile organic psychotic conditions
|
|
Manager
|
|
|
|
|
|
Nurse
|
|
|
|
|
|
Physician Obstetrics
|
|
|
|
|
|
Physician
|
|
|
|
|
|
Sales
|
|
|
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Diffuse diseases of connective tissue
|
|
Sales
|
|
|
|
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(1) Disability Statistics Abstract Number 16
(September 1996) Published by the Disability Statistics Rehabilitation Research
and Training Center, University of California San Francisco, and The National
Institute on Disability and Rehabilitation Research (U.S. Department of
Education)
(2) From a major insurance company publication. Copy of publication available
upon request.
More statistics:
For more statistics about disability check
these pages:
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