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Why should you consider long term
disability insurance? Ninety days is a long
way to go without income. That would most likely
put a serious drain on savings. One’s credit
might suffer.
Chances are that a disability
that lasts at least 90 days will extend much
longer. Here are some statistics:
Average Duration of a Long Term Disability
at Various Ages
(Disabilities lasting
90 days or more)
|
Age at Beginning of Disability
|
Duration
|
|
25
|
2 years, 2 months
|
|
30
|
2 years, 8 months
|
|
35
|
3 years, 1 months
|
|
40
|
3 years, 6 months
|
|
45
|
3 years, 11 months
|
|
50
|
4 years, 2 months
|
|
55
|
4 years, 5 months
|
Source: 1985 Commissioners’
Disability Individual Table A
More statistics:
For more statistics about disability check
these pages:
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